Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it.
Pentagram Nidhi Ltd designed to provide liquidity against gold and gold Jewelers without having to sell them. Let your gold help you bring the golden period in life…s

Features & Benefits-

  1. Avail Loan upto Rs. 2,00,000 & upto 85% of value
  2. Hassle-free quick processing of loans
  3. Minimum documentation and quick disbursal
  4. Simplified Paperwork.
  5. Easy Payment options.
  6. ATL – Anytime Liquidity
  7. No EMI, Service only Interest and enjoy the Loan facility

Terms & Conditions:-

  1. The rate of interest will be @ 18% per year or as applicable from time to time as prescribed by the Com. Act of 2013
  2. Avail loan amount ranging from Rs. 1000 to Rs. 2, 00,000.
  3. The valuation of the gold ornaments will be done by Kamla Nidhi through authorized value, and the cost of valuation will be borne by the borrower.
  4. Two colored photographs of gold ornaments are required.
  5. Two colored photographs of the borrower and his/her ID proof are required.
  6. The loan interest will be paid on a monthly basis.
  7. In case of nonpayment of interest for 12 months, the Gold ornaments will be sold by MountSoft.
  8. The expenditure on the sale of Gold ornaments plus due loan amount and 5% penalty rest on due amount interest will be deducted and the balance amount will be deposited into to loan account.
  9. The borrower has to provide an affidavit declaring the ownership of the ornaments.
  10. In case the borrower does not pay the interest a penalty of 5% has to be paid along with the next interest installment.